Australian GP cost calculator

It depends on how the practice bills. If you're bulk billed, you pay nothing: the practice accepts the Medicare rebate ($45.05 for a standard consult, MBS item 23) as full payment. If the practice charges above the rebate, you pay the difference as a gap fee: nationally, patients who were not bulk billed paid an average of $60.27 per GP visit in the June 2026 quarter. Without a Medicare card, you pay the practice's full private fee.

$45.05. That is both the schedule fee and the Medicare benefit for MBS item 23, a Level B GP attendance lasting at least 6 minutes and less than 20 minutes, current from 1 July 2026. Shorter and longer consults use different MBS item numbers with different fees.

Bulk billed means the practice bills Medicare directly and accepts the Medicare benefit as full payment, so you pay nothing out of pocket. Healthdirect Australia explains that if your doctor does not bulk bill, you pay the fee upfront and claim the Medicare benefit back, leaving you out of pocket for the difference.

The gap fee is the difference between what a practice charges and the Medicare benefit you get back. For GP visits that were not bulk billed, the national average gap was $60.27 per visit in the June 2026 quarter, and it ranged from about $50 to $61 across the four quarters of 2025-26, per the Department of Health, Disability and Ageing's Medicare quarterly statistics.

84.1% of GP visits (non-referred attendances) nationally were bulk billed in the June 2026 quarter, per the Department of Health, Disability and Ageing's Medicare quarterly statistics. The rate varies by state and by practice, so ask when you book.

A NewDoc consult is $0 out of pocket when your visit is bulk billed: NewDoc bills Medicare directly, so there is nothing to pay and nothing to claim. Whether your visit is bulk billed depends on your Medicare card and where you are. We check that when you book. If you're not eligible, the private fee is $69.95, with scripts, certificates, and referrals included at no extra charge. If you hold a valid Medicare card, you may be able to claim a partial rebate from Medicare after a private consult, depending on your eligibility.

Without a Medicare card there is no rebate, so you pay the practice's full private fee, which each practice sets itself. Ask the fee when you book. A NewDoc telehealth consult without Medicare is a flat $69.95. If you're visiting from overseas, ask Services Australia whether you qualify for Medicare before you book.

Usually. Medicare sets higher rebates for longer attendances, and practices usually charge more for longer bookings. This calculator uses the standard consult (MBS item 23, at least 6 and under 20 minutes, $45.05 rebate). The matching telehealth items, 91891 for phone and 91800 for video, carry the same $45.05 rebate. For a long or complex appointment, ask the practice which item applies and what the fee will be.

It can help across a year, not per visit. Once your out-of-hospital medical costs pass an annual threshold, Medicare pays you a higher rebate for the rest of the calendar year, which shrinks future gaps. NewDoc's Medicare Safety Net guide explains the current thresholds and how the counting works.

Practices set their own fees; Medicare only sets the rebate it pays back. Location, appointment length, and the costs of running the practice all move the fee, which is why the gap varies so much between clinics. The reliable way to know your cost is to ask for the fee and the expected out-of-pocket amount when you book.